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Explore our comprehensive library of articles on various financial topics, including investing, trading, retirement planning, and more. 

Our articles are written by experienced professionals and cover a wide range of topics to help you make informed decisions about your finances. Stay up-to-date with the latest news and trends in the financial world, and gain valuable insights to help you achieve your financial goals.

Why you need to refinance your home loan - Today?

While you still can obtain a good valuation for your property, re-value now, re-finance and get your available equity released now. Put it in a linked Offset account so no change to your loan amount or interest. Use that cash as your deposit for your next investment property when property prices are lower.

Now it is Prime time to invest in property.
  • population growth
  • invest in property
  • rental demand
  • property growth

Domain's latest Rental Report says, Melbourne house rents jumped by 3.5 per cent over the quarter. Once borders reopen and international students, new migrants, and expats look for accomodation, secure a rental place would be at higher level of competition. This is a prime time to secure your rental unit in the city or spacious house in suburbs.

Interest Rates - No Loyalty
  • Interest rate
  • cycles
  • burrowing capacity
  • cheap rates
  • review home loan

Interest rates are at record low at the moment. RBA has indicated that rates will stay low for at least another full year. Bank may change independently depending their credit appetite. Major banks and other small lenders have kept low interest rates for a long period.

How to Prep your credit score for better financial advantage
  • Interest rate
  • Credit score

A healthy credit score is becoming vital for many, if not all, future financial transactions. It is one of the most valuable assets you may have, especially in keeping up with increasing online market trends.

Using cycles to your advantage

Smart investors and home owners understand the property growth and how to utilise their mortgage debt as a Good debt rather than a Bad debt. As smart investor you will need to realise growth cycle of the property.