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Fixed Interest rate ending soon?

Cash back offer $4000 Extended. 

Don't wait to the last minute to act. Get ready to change your bank now. Follow these steps.

  • Check your credit file and be Credit ready
  • Close your unwanted store cards and reduce yout credit card limits
  • Compare available variable rates in other banks

Call us today to discuss to find out how you can transit smoothly.

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Choosing a product to finance for your home or business is a significant step towards achieving your life goals. The right advice with the right product can set you up for financial success.

I am a dedicated and qualified finance consultant with experience of more than 20 years in property investing and asset building. My focus is to find you the best possible product while educating you every step of the way. I will guide you all the way from selecting the best products suitable in the market specifically to fit to your financial objective

Jayantha Warnakulasuriya (Accredited Mortgage Broker)

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Jayantha Warnakulasuriya
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Why use a broker?

A good broker is a knowledgeable guide who can offer personalized and continuous support throughout the financing process. 

Financing is not simply about finding the lowest interest rate. Brokers understand that the best loan is the one that secures the best long-term outcomes and line with your personal circumstances and unique long-term goals.

Brokers also have access to all major banks as well as other financial institutions. This means they are up to date with the latest offers and benefits for customers, can make the best comparisons for related products in the market, and have access to competitive rates which may not be available otherwise.

Our Services

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Prime Loans

Our suite of prime loan products are specifically designed for borrowers seeking a flexible, cost effective to traditional bank finance.

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Bad Credit Home Loans

Our suite of bad credit home loan products are specifically designed for borrowers with less then perfect credit histories including, including judgments, defaults, or bankruptcy history.

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Low Doc Loans

No tax returns and a fast, & streamlined application process with a simple income declaration & minimal supporting documents.

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SMSF Loans

Turn your lazy super fund balance into a property deposit, with our self managed super fund loans.

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Construction Loans

We have a highly competitive construction loan products suitable for a range residential building projects.

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Asset Finance

Our asset finance specialists can provide cost effective finance for a wide range of assets including vehicles, plant & equipment and just about any product with a serial number.

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Business Loans

Get a business loan without all the hassle. We offer a range of finance solutions that provide fast access to funds and repayments tailored to your business cash flow.

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Development Finance

Our flexible development finance is highly sought after by small to medium sized developers seeking simple cost construction finance.

Latest Articles

Why you need to refinance your home loan - Today?

While you still can obtain a good valuation for your property, re-value now, re-finance and get your available equity released now. Put it in a linked Offset account so no change to your loan amount or interest. Use that cash as your deposit for your next investment property when property prices are lower.

Now it is Prime time to invest in property.
  • population growth
  • invest in property
  • rental demand
  • property growth

Domain's latest Rental Report says, Melbourne house rents jumped by 3.5 per cent over the quarter. Once borders reopen and international students, new migrants, and expats look for accomodation, secure a rental place would be at higher level of competition. This is a prime time to secure your rental unit in the city or spacious house in suburbs.

Interest Rates - No Loyalty
  • Interest rate
  • cycles
  • burrowing capacity
  • cheap rates
  • review home loan

Interest rates are at record low at the moment. RBA has indicated that rates will stay low for at least another full year. Bank may change independently depending their credit appetite. Major banks and other small lenders have kept low interest rates for a long period.

How to Prep your credit score for better financial advantage
  • Interest rate
  • Credit score

A healthy credit score is becoming vital for many, if not all, future financial transactions. It is one of the most valuable assets you may have, especially in keeping up with increasing online market trends.

Using cycles to your advantage

Smart investors and home owners understand the property growth and how to utilise their mortgage debt as a Good debt rather than a Bad debt. As smart investor you will need to realise growth cycle of the property.

Hear from our happy customers

Very happy with JW Finance service and hope to have more business with you guys in...
A Great service, efficient communication, and all the responses were prompt and professional. JW Finance holds lots of industry and product knowledge, which made the process easy and to get the mortgage with the right...
I definitely would recommend JW finance, they were able to organise finance for our new home when other institutes couldn’t help They were very professional and supportive all the way up to settlement Thanks...

Our Partners

Get access to the best rates from our leading lenders

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